How to void a check

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A check with VOID stamped across it

3 min read Published December 08, 2023

Written by

René Bennett

Banking writer René Bennett is a former writer for Bankrate, reporting on banking products and personal finance.

Edited by

Marc Wojno

Senior banking editor

Marc Wojno is a seasoned and accomplished finance editor and writer with more than two decades of experience editing and writing across a variety of news platforms including newswires, newsletters, magazines and online news sites.

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Whether you’re setting up a direct deposit, an Automated Clearing House (ACH) transfer or an electronic bill payment, a voided check is often required to provide bank account information that’s necessary to direct those payments to your account. Voiding a check is a straightforward process that involves writing the word “VOID” on the check.

Let’s take a closer look at how to void a check and the various uses for voided checks.

Key takeaways

What is a voided check?

A voided check is simply a paper check with the word “VOID” written across it, often in big letters, indicating without a doubt that it shouldn’t be used for making a payment. This precautionary measure prevents the check from being misused, whether you used it previously for an electronic payment or by thieves who might attempt to write a large sum of money out to themselves.

Despite being an invalid form of payment, a voided check, which shows your bank’s routing, account and check numbers, can play an important role in setting up various financial transactions. It can serve as a conduit for establishing direct deposits, ACH transfers or to schedule electronic payments from a checking account, whether for personal or business use.

How to void a check

Voiding a check is a straightforward process:

  1. Use either a blue or black permanent pen.
  2. Write the word “VOID” prominently on the front of the check. You can write it in larger letters across the entire check or, in smaller letters, on the date, payee, amount and signature lines. Either way, be sure not to write over the routing or bank account numbers at the bottom as those numbers are necessary to identify your account.
  3. After voiding the check, record it in your check register (check book) with a brief explanation for voiding it for your personal records, noting the check number.
  4. If you’re using duplicate checks, make sure “VOID” is clearly visible on the duplicate check.

When to use a voided check

There are three main reasons to void a check:

Alternatives to set up direct deposit

If you’re unable to provide a voided check, or if your bank doesn’t offer paper checks, there are alternative methods to set up a direct deposit or an electronic payment.